Every tool your economy needs.
Ampersand is built around a single goal: giving your Discord community a rich, engaging, and fully configurable economy. Here's everything it can do.
Wallets & Currency
Every member automatically gets a wallet when they first interact with Ampersand. Admins can configure the currency name, symbol, and decimal places to match their server's theme.
- Custom currency name, symbol, and emoji
- Daily claim rewards (configurable min/max range)
- Chat activity bonuses (members earn by participating)
- Peer-to-peer transfers between members
- Starting balance for new members
Available Commands
/wallet
View your current balance and wallet summary.
/daily
Claim your daily currency reward.
/pay @user <amount>
Transfer currency to another member.
/balance @user
Check another member's wallet balance.
Available Commands
/job list
Browse all available jobs on your server.
/job apply <job>
Apply for an open position.
/job quit
Quit your current job.
/job work
Clock in and earn currency + potential item drops.
/job info <job>
View job details, pay range, and current workers.
Jobs & Earnings
Admins define jobs with configurable pay ranges, worker limits, and required skill levels. Members apply, work their shifts, and may receive item drops alongside their wages.
- Configurable jobs with minimum level requirements
- Item drop system with configurable rarity and quantities
- Max worker limits per job
- Work cooldowns to pace earnings
Shop, Items & NPCs
Create custom items with artwork, descriptions, and role requirements. Sell them via the server shop or through NPC traders with their own inventories and personalities.
- Create items with custom icons, names, and descriptions
- Shop listings with quantity limits and pricing
- NPC traders with their own stock and prices
- Member backpacks with private inventory browsing
- Role-gated item ownership
Available Commands
/shop
Browse the server shop.
/shop buy <item>
Purchase an item from the shop.
/npc list
See available NPC traders.
/npc buy <npc> <item>
Buy an item from an NPC.
/backpack
View items in your private backpack.
Available Commands
/bank
Check the server bank balance.
/loan apply <amount>
Apply for a loan from the server bank.
/loan repay
Make a payment towards your active loan.
/loan status
Check your outstanding loan balance.
/auction list
Browse active auctions.
/auction bid <auction> <amount>
Place a bid on an auction.
/lottery buy <lottery>
Purchase a lottery ticket.
/credit
View your current credit score.
Banking System
The server bank is funded by tax revenue and shop purchases. Members can borrow, bid, and play the lottery — while their credit score tracks their financial reliability.
- Server bank funded by tax and purchases
- Loans with configurable interest rates and repayment tracking
- Live auctions with real-time bidding
- Lotteries with admin-drawn winners
- Credit score system (0–1000) based on financial behaviour
Tax & Credit System
A built-in income tax system collects a percentage of period earnings and deposits them into the server bank. Configurable tax brackets reward wealthier members differently.
- Configurable income tax brackets (like a real tax code)
- Automatic daily tax collection via bot scheduler
- Credit score rewards for consistent tax payment
- DM notifications sent to each member on collection
- Manual tax trigger option for admins
Example Tax Brackets
Admins define as many brackets as needed.
All values are fully configurable from the admin dashboard.
Available Commands
/company found <name>
Start a new company on the server.
/company info <name>
View company profile, bank balance, and board.
/company invite <user>
Invite a member to join your board.
/company deposit <amount>
Deposit currency into the company bank.
/company withdraw <amount>
Withdraw from the company bank (CEO/CFO only).
Companies
Members can found companies, recruit board members and C-suite employees, and build shared corporate wealth — adding a collaborative layer to the individual economy.
- Found and manage your own company
- Board members with investment-based ownership
- C-suite employees with defined titles (CEO, CFO, etc.)
- Company bank accounts separate from personal wallets
- Discord channel integration for company announcements
Mini-Games
Two built-in gambling games let members risk (and grow) their Ampers. All multipliers and maximum bets are configurable by admins.
Dice Roll
/dice <side> <amount>
Choose a side of the die and place your bet. Win and receive double your bet (configurable multiplier). Lose and the amount is added to the server bank.
- Configurable win multiplier
- Maximum bet limit per game
- Can be toggled on/off per server
Coin Flip
/coinflip <side> <amount>
Pick heads or tails and place your bet. Correct guess wins 1.5× your bet (configurable). Wrong guess loses your entire stake to the server bank.
- Configurable win multiplier
- Maximum bet limit per game
- Can be toggled on/off per server
Admin Dashboard
A powerful web dashboard gives server administrators full control — no commands required.
Members
View wallets, backpacks, transaction history, and credit scores for every member.
Items & Shop
Create, archive, and price items. Manage shop listings and NPC inventories.
Leaderboard
Real-time rankings of the wealthiest members on your server.
Transaction Logs
A full audit trail of every transaction ever made on your server.
Full Config
Tweak currency, tax brackets, daily rewards, game odds, and more from one place.
Bank Management
Approve/decline loans, end lotteries, and monitor your server bank balance.
Companies
Browse all companies, their boards, employees, and bank balances.
Credit Scores
View and manually adjust credit scores, with full history logs.
Seen enough? Let's go.
Add Ampersand to your server — it's free to get started.